Megatrend offers a banking information system, as well as a multitude of companion modules that allow the bank and all its sectors to operate in a uniquely modern solution. Many years of experience in implementing the banking information system has resulted in a modern system written in the most modern technologies ready to provide all users of the same maximum efficiency and comfort in work. The banking information system modules are divided into eight categories:
Megatrend offers a banking information system, as well as a multitude of companion modules that allow the bank and all its sectors to operate in a uniquely modern solution. Many years of experience in implementing the banking information system has resulted in a modern system written in the most modern technologies ready to provide all users of the same maximum efficiency and comfort in work. The banking information system modules are divided into eight categories:
RETAIL
The Retail module includes, among other things, the following functionalities:
cash desk operations – interest checking – certificates of deposit (CDs) – retail loans – retail accounts – bad debt – debit and credit cards – treasury operations
CORPORATE
Corporate banking is a set of customized services that financial institutions offer to businesses. In the Corporate banking module, Megatrend software has all the necessary functionalities for comfortable work with business entities.
short-term corporate loans – long-term corporate loans with revaluation – central bank primary issue loans – corporate deposits – foreign exchange operations – records of founding roles and revaluations – bills and guarantees – bad debt
INTERNAL BUSINESS
Within the banking information system, Megatrend also offers modules that are not related to the bank’s business with clients but to internal business within the bank. The internal business module includes personnel records and payroll, which is always in line with all the laws and needs of the bank itself, as well as keeping basic and material assets electronically with the possibility of an electronic inventory through a camera.
fixed assets and small inventory – workers’ personal income and personnel records – inventory and material accounting
GENERAL LEDGER
The General Ledger module is the most significant part in the posting and is required in the Megatrend core banking system. This module enables the payment institution’s balance sheet to be monitored as well as access to the books of outgoing and received invoices.
general ledger – balance – sales invoice register – purchase invoice register
DOMESTIC PAYMENTS
ACCOUNT HOLDER REGISTRY – TRANSFERS PROCESSING – CENTRAL BANK DATA EXCHANGE / SWIFT, SEPA, GC, RTGS,… / – INSTANT PAYMENT – ENFORCED COLLECTION
E – BANKING
Constant aspirations to participate in innovation and a thorough analysis of trends in banking led Megatrend to start developing internet and mobile banking very early. As a result, Megatrend offers the ability to use seamlessly tested, fast, and above all easy to use internet and mobile banking. Internet banking is written with the latest technologies and enables seamless work for both the retail and corporate banking. Mobile banking is a product that is constantly being refined to meet the demands of new smartphones as well as new versions of operating systems.
web banking – mobile banking (Android, iOS platform)
REG REPORT
Translate from: Bosnian
708/5000
RegReport is Megatrend’s reporting system that allows financial institutions to generate all required reports to regulators (National Central banks(NBS, CBCG, CBBH…)). It is based on data from Megatrend core systems but also provides integration mechanisms for connecting to other core systems. The basic functionalities are:
– Defining report structure and rules for data retrieval,
– If there is no integration with the core system, manual input is provided,
– Connecting to the services of the regulator to submit reports in the required format (XML, XLS, TXT),
– Records of the response by the regulator to the reports sent,
– Review of all submitted reports,
– Archive reports.
national central banks – national company registries- deposit insurance agencies
RISK MANAGEMENT
Powerful, flexible and customizable application, automatically integrated with Megatrend’s core banking solution, but also could be integrated with any other core solution. Compliant with regulation requirements.
credit risk – liquidity risk – operational risk – market risk
RETAIL
The Retail module includes, among other things, the following functionalities:
cash desk operations – interest checking – certificates of deposit (CDs) – retail loans – retail accounts – bad debt – debit and credit cards – treasury operations
CORPORATE
Corporate banking is a set of customized services that financial institutions offer to businesses. In the Corporate banking module, Megatrend software has all the necessary functionalities for comfortable work with business entities.
short-term corporate loans – long-term corporate loans with revaluation – central bank primary issue loans – corporate deposits – foreign exchange operations – records of founding roles and revaluations – bills and guarantees – bad debt
INTERNAL BUSINESS
Within the banking information system, Megatrend also offers modules that are not related to the bank’s business with clients but to internal business within the bank. The internal business module includes personnel records and payroll, which is always in line with all the laws and needs of the bank itself, as well as keeping basic and material assets electronically with the possibility of an electronic inventory through a camera.
fixed assets and small inventory – workers’ personal income and personnel records – inventory and material accounting
GENERAL LEDGER
The General Ledger module is the most significant part in the posting and is required in the Megatrend core banking system. This module enables the payment institution’s balance sheet to be monitored as well as access to the books of outgoing and received invoices.
general ledger – balance – sales invoice register – purchase invoice register
DOMESTIC PAYMENTS
ACCOUNT HOLDER REGISTRY – TRANSFERS PROCESSING – CENTRAL BANK DATA EXCHANGE / SWIFT, SEPA, GC, RTGS,… / – INSTANT PAYMENT – ENFORCED COLLECTION
E – BANKING
Constant aspirations to participate in innovation and a thorough analysis of trends in banking led Megatrend to start developing internet and mobile banking very early. As a result, Megatrend offers the ability to use seamlessly tested, fast, and above all easy to use internet and mobile banking. Internet banking is written with the latest technologies and enables seamless work for both the retail and corporate banking. Mobile banking is a product that is constantly being refined to meet the demands of new smartphones as well as new versions of operating systems.
web banking – mobile banking (Android, iOS platform)
REG REPORT
Translate from: Bosnian
708/5000
RegReport is Megatrend’s reporting system that allows financial institutions to generate all required reports to regulators (National Central banks(NBS, CBCG, CBBH…)). It is based on data from Megatrend core systems but also provides integration mechanisms for connecting to other core systems. The basic functionalities are:
– Defining report structure and rules for data retrieval,
– If there is no integration with the core system, manual input is provided,
– Connecting to the services of the regulator to submit reports in the required format (XML, XLS, TXT),
– Records of the response by the regulator to the reports sent,
– Review of all submitted reports,
– Archive reports.
national central banks – national company registries- deposit insurance agencies
RISK MANAGEMENT
Powerful, flexible and customizable application, automatically integrated with Megatrend’s core banking solution, but also could be integrated with any other core solution. Compliant with regulation requirements.
loan risk – liquidity risk – operational risk – market risk
